中国移民将澳洲作为跳板移居他国

越来越多拥有着高技能的澳洲新移民开始迁移他国,而澳洲则成为了这些移民通往其他国家求职的移民跳板。移民部公布的数据显示,在一个财政年度,大约有9000名出生于中国的技术移民前往海外国家就业。

 

据统计数据显示,在过去十年时间中,离开澳洲的新移民人数翻了一倍,达到了4.8万人。据《每日电讯报》报道称,造成这一现象的原因并不是由于新移民的思乡之情,而是由于大量拥有着高技能的移民前往其他国家寻找更多的就业机遇。

 

墨尔本皇家理工大学(RMIT)的Val ColicPeisker教授表示,如今很多新移民将澳洲作为移民至其他国家的跳板,这些拥有着高技能的移民常常被来自苏格拉以及马拉西亚等国家的猎头看中,之后他们就会选择前往其他国家工作。

 

移民部公布的最新数据显示,来自移民部的数据显示,上一个财政年里有超过9万人从澳大利亚离开,他们的平均年龄刚过30岁,其中专业人士占到40%以上。其中有超过一半是海外出生。大约有9000人出生于中国,1500人出生于印度。

 

这些拥有着高技能的移民会前往新西兰就业,紧跟其后的国家和地区分别为新加坡、香港、英国和美国。在这些移民中,大约有三分之一为高技术人才或经理。

 

由于劳动力市场的动荡加剧,来自非英语背景国家的新移民纷纷选择离开澳大利亚。虽然他们在刚刚抵达这里的时候,充满了对于未来职场和生活的憧憬。

澳洲移民分享买房经:带着“主人翁精神”去贷款

买房子是所有新移民的梦想。刚来的时候,大家都是拼命打工挣钱,等存款足够交买房的首期,立马就准备买房子。购买动辄数十万澳元的物业,听起来好像很难。其实在澳大利亚,人们都像玩“大富翁”游戏,你只要按规则一关接一关过,大部分人都会成为业主。

带着“主人翁精神”去贷款

由于信贷制度完善,本地人买房子绝大部分都是用银行按揭贷款,极少有人一次过付钱。只要你有房价的一至二成的现金付给银行做首期,同时证明你的经常性收入足够还贷款,银行就会同意借钱给你买房。你的首付百分比越高,银行就越放心放贷。

因此我们买房的第一步就是去找银行贷款经理,将自己的全部家当数碗数碟搬出来,让银行据此评估可以借出多少钱。

通常我们会找不同的金融机构来比较,看哪家开出贷款条款更吸引。其实我们去银行借钱就是他们的客户,客户就是上帝,所以一定要以主人翁的精神跟他们谈条件,不要让银行反客为主。当银行签发同意贷款的意向书,你就知道可以买多少钱的房子。

这时就可以开始找房了。在澳大利亚,很多人找房买房都是从互联网上开始。这里几个主要的地产网站储存了数以万计房屋的资料,覆盖全国每个角落。

通常网站内展示的物业资料非常详细,包括房屋类型、大小、房价、地址,还有里里外外的照片等等。我们足不出户就可以看上百个物业,挑选出最适合自己的一批房子,最后才安排实地去看房。

悉尼平均房价相当于普通家庭5年总收入

在澳大利亚,人们看房很多时候都是去人家住着的家里看。有的业主会指定周末某个时段对外开放,随便让人进去参观,有的则需要与代理预约时间。卖家通常会将物业收拾得干净漂亮,希望吸引到买家以好的价钱成交。

买房就像“谈婚论嫁”

由于澳大利亚房地产市场中二手物业买卖占所有交易的绝大部分,所以你看的每一个房子都跟上一个不同。就如同谈婚论嫁,过程充满悲喜交袭。喜欢的买不起,买得起的又不满意,等到发现喜欢的而且条件能接受,稍一犹豫就给别人抢走了。看得花多眼乱,最后只好把心一横,贵就贵,就是它了!接下来的事情就如同安排婚礼一样头痛,需要应付律师、银行、政府部门等无数繁复的手续,总要十分无奈地忙乱一两个月后才能入洞房。

悉尼是澳大利亚主要的大城市,也是平均房价最高的城市之一。目前这里独立洋房的中位价约为50万澳元左右,以相当于人民币三百万元的价格,你可以买到一幢距离市中心20~30公里,占地大约500平方米,建筑面积约200平方米的三房二厅独立平房,外加一个车库,两个厕所,两个浴室,前后花园。碰巧还可以有一个泳池。这个房价相当于一个普通家庭大约5年的总收入。

最近英国《经济学人》杂志发表了一篇很有影响力的报告,称澳大利亚楼价严重高估,一时有关澳大利亚楼市泡沫严重的论调不绝于耳。但作为一个普通业主,我倒没有因为担心楼市“爆煲”而晚上睡不着觉。只要手头没有物业等着出手,即使明天楼价跌到一钱不值与我何干?我们仍然拥有自己的港湾。

在这个充满资产泡沫的时代,很多人认为“买楼可以发达”,反而忘记了房子最重要的功能是给你居住。投资赚钱从来都是一件很严肃的事,天下没有稳赚不赔的买卖,房地产也不例外。

(摘自:搜房网)

中国夫妻澳洲以租还贷案例:墨尔本购独栋别墅

在去澳大利亚之前,我们都没有购房的计划,不仅我没有,这次去的同学在走之前都没有这个想法和打算。

结果包括我在内,三位同学在同一个社区里买了房,大家当邻居哈。

大家还记得,我09年结婚时安排蜜月,就是去的澳大利亚。当时一共11位同学在09年年底,就是我结婚后的第三天,一起去澳大利亚自驾的。当时发过贴的。

到墨尔本后,发现当初那个时候在墨尔本BOXHILL帮同学娃娃租的那个房子,房子的价格由当初的60多万涨到了现在的100多万。

才两年多啊。于是晚上我们分析了一下情况,现在越来越多的中国人移民到澳大利亚,而中国人过来做的事,第一件事就是买房。(全世界有中国移民的地方,房价都被炒高了)

看来这个房价还要涨上去,所以,我们临时变更了计划,取消了大洋路自驾,而去看房子。

之前我们没有任何准备,所以也比较盲目,希望以后要过来买房的同学一定事先做好功课。

由于我们时间有限,而且马上就又要去斐济,所以时间太紧了,无法一一都去查看。

我们采取了国内买房的方法,选大的房地产公司。

就象你去上海,你想买房,但你对上海不熟,应该怎么办呢,就是买保利、中海、万科这一类的房子,至少不会差到哪里去。

所以,我们选择了澳大利亚的MIRVAC公司,属于澳大利亚上市企业,也是五大房地产商之一,就选择了它的两个新盘去看,然后就定了。

这些好公司,他们会去选位置和社区,而且结果来看,我们选择也是正确的。

但是我们的这种经验真的无法给大家一种建议,爱卡川分在澳大利亚的同学比较多,你们真想买房,可以找他们详细问一下。

我对墨尔本不太熟,一共只去过两次,但很喜欢那个地方,所以就买了。

我买了以后,也不一定会过来住,租出去,一个月估计就三千多元,正好月供。

我是赌它会涨,有点象我买股票一样,就是赌它能涨起来。

我是贷款买的,首付20%左右,房子总价为70多万澳元,我贷了50万澳元,月供3000元,和租金相同。

下面顺便说下澳洲购房的一些情况

外国人(我们都是外国人)投资澳洲房地产,申请人需要先向澳大利亚海外投资审理委员会(FIRB)提出申请,在得到批准后方可购买,通常申请时间为30-90天。

但从我的申请到批复来看,不到15天,就批准了,看样子条件放得很轻松哈。

对我购买澳大利亚永久产权的土地,澳大利亚政府只有两个要求:

1、那个地只能修建一个房子。

2、建房必须要在24个月之内开工。

(摘自:搜房网)

Wealthy migration shouldn’t be politicized

(From: The Age 13/02/2014)

Canada announced Wednesday the cancellation of the Immigrant Investor Programpopular among wealthy Chinese. The Canadian government said the immigration scheme”significantly undervalued Canadian permanent residency” and they will replace it with anew Immigrant Investor Venture Capital Fund, which conveys an articulate message thatwhoever plans to dwell in Canada must make larger investment.

Chinese account for more than half of the immigrants who’ll face mounting immigrationdifficulties with Ottawa shuttering the wealth-based visa scheme. At this sensitivemoment, it is hard for potential immigrants to lodge protests against the Canadiangovernment, so they may vent their disappointment and indignation back on China: Whathas driven rich Chinese and the middle-class to migrate to the West? Does a lack offreedom and democracy in China’s society make them feel insecure both physically andfinancially?

Immigration to the Western world is a realistic choice for wealthy Chinese and someremark that China is now experiencing an “immigration wave.” It is inappropriate toconclude that China, with no rigorous tax imposition policy for the wealthy and a muchlower income tax rate, is “pushing” rich people to emigrate.

China is implementing increasingly stringent measures to protect private property and it isunimaginable to infringe on the possessions of the rich. Chinese public opinion is relativelytolerant toward the wealthy class because scorching cynical sentiments against officialshave diluted such hostility toward the wealthy class.

Private business owners live in a legally improved environment amid a stable socialatmosphere. Hence they have never encountered any special “calamities” in the reformera.

There is no denying that multiple layers of social knots exist in present-day China, likevehement competition for education opportunities, questionable food safety and severe airpollution, all of which have exhibited a sharp contrast to Western society. Improving theiroffspring’s life through immigration has long been attractive to a certain number ofChinese, including the burgeoning middle class.

Most of the wealthy class has contributed to China’s reform and opening-up and alsoobtained reward, so they should shelve the idea that the State still owes them.

China’s reform is aimed at building an equal and fair society with rule of law, an explicit andrealistic objective signifying that the legitimate rights and interests of the wealthy will bebetter protected but they are expected to assume more legal liabilities and moralobligations.

Immigration is a rather prevalent phenomenon in developing nations. What is important isthat we need to draw high-caliber overseas Chinese and capable foreign investors to returnto China.

In final analysis, maintaining the prosperity and stability of China conforms with theinterests of the wealthy.

Independent review of 457 visa programme

The Assistant Minister for Immigration and Border Protection, Senator the Hon. Michaelia Cash, has today announced an independent review into the Subclass 457 visa programme.

This is in line with our election commitment to review the 457 visa programme which has undergone changes in recent years.

Minister Cash said given the importance of the 457 programme in supporting employers in industries and regions which are experiencing skill shortages, and the potential of the 457 programme to contribute to productivity growth in the Australian economy, a review of the integrity of the programme in light of these reforms is warranted.

‘The review will aim to provide recommendations on how to maintain the integrity of the 457 visa programme, while not placing unnecessary administrative burdens on business,’ Minister Cash said.

‘This is in line with the government’s commitment to evidence based productivity reform.’

An independent panel, made up of members chosen for their experience in industry, government and migration, will conduct the review. The panel will be led by Mr John Azarias, a former public servant with an excellent understanding of migration issues.

The independent panel will provide the final report to the Assistant Minister by mid-2014.

Minister Cash said the panel will also be investigating important aspects of the 457 programme such as non-compliance rates among sponsors as well as examining the existing compliance burdens on employers.

‘While the Coalition is a government committed to deregulation and the removal of unnecessary red tape, we are equally committed to ensuring the integrity of the 457 programme,’ Minister Cash said.

The panel members are:

  • Mr John Azarias
  • Prof Peter McDonald
  • Ms Katie Malyon
  • Ms Jenny Lambert.

加拿大停止投资移民 一次性拒绝6.6万移民积案

加拿大联邦政府公布了2014年财政预算案,宣布一次性一刀切6.6万联邦投资移民积案,退款2百万加元。加拿大投资移民陡然缩紧究竟是为了什么?又将带来多大的影响呢?

 

加拿大联邦政府在其制定的2014年预算案中宣布,停止自1986年开始执行的投资移民项目。根据原有的投资移民项目,只要某个外国公民能证明自己拥有160万加元以上的净资产,并且“无息”借给加拿大政府80万加元为期五年,就可以取得该国永久居民身份。

 

截至目前,已经有大约13万名外国公民通过投资移民项目前往加拿大长期定居。该国政府原本希望通过这个项目,为当地经济带来巨大的“无息贷款”,并且促进政府税收和各种就业机会的全面增加。但现实的情况却是,大量外国富翁先是通过投资移民项目取得了加拿大永久居民的资格,然后居住三年后拿到加拿大公民的身份,接下来就返回其出生地居住。这些人不在加拿大工作,不给政府上税,也没带来政府期待的大量就业机会。与此同时,有的投资移民还会以“无收入”为理由,成为住着大房子,开着好车子,但领取各种穷人福利的一族。这种现象引起了普通加拿大人的强烈不满。

 

自2012年7月开始,加拿大政府就“停止接受”新的投资移民申请,当时给出的理由是清理积压的申请。有文件显示,当时来自全球各地共积压了75651份申请,其中中国的申请人为57308宗,占到了全球申请量75%以上。而根据昨天加拿大政府宣布的结果,这些移民申请都将被退回。

 

目前还没有得到批准的投资移民申请人,其缴纳的申请费也将被退还。据了解,今后加拿大政府将推出两个新的商业移民项目,但具体的情况还未公布。对于想移民加拿大的外国人来说,现在恐怕只剩下“先留学,后移民”或者与加拿大人结婚移民这两条路了。

Ozford

QQ图片20140212190050

 

Ozford is an innovative educational institution with many opportunities offered to students to excel academically. At Ozford, business is driven by one goal: to be The Student’s Better Choice. This goal remains at the forefront of all the business operations and decisions.Ozford is located in Melbourne ‘s Central Business District and is conveniently situated close to public transport, RMIT, the State Library, Queen Victoria Shopping Complex and Carlton Gardens.

At Ozford the emphasis is on linking theory with practice to ensure students receive not only an academic education but practical life experiences. Students are provided with the opportunity to practice skills learned by undertaking real life projects.

 

 Life in Ozford, Melbourne

 

Melbourne, the capital city of Victoria and the second largest city in Australia, is a beautiful and safe place to study. Melbourne’s educational institutions, centres for research, business development and industry practices grant it the status of a city of international standing. International students choose to study in Melbourne because of its safe environment, reasonable living costs, numerous restaurants and inexpensive and efficient public transport system. Ozford, located in the heart of Melbourne, Australia, is an English Language Centre, Vocational Education and a Senior Secondary College.

Ozford’s three colleges prepare students for their future by providing them with the English Language and Vocational Education, Training courses, VCE and VCAL. At Ozford the emphasis is on linking theory with practice to ensure students receive not only an academic education but practical life experiences and an optional career.

Danford College

danford

Danford College is a young, dynamic and friendly college in beautiful surroundings located in Melbourne offering the chance to study in peaceful environment with professional staff. Our goal is to provide students with the technical knowledge, skills and hands on training needed to succeed in many of today’s popular fields. We are dedicated to providing quality programs that are sound in concept implemented by a dedicated faculty and geared towards those seeking a solid education foundation for employment in their chosen field. We achieve this by our devoted instructors, small class sizes, flexible start dates and our recognized and standardized curriculum, ensure that you get the most out of the time that you invest in your education.

Our trainers are highly experienced and successful in the industry. All triners are working with the latest creative techniques & styles. Danford College is a registered training organisation with the Australian Government Qualification Authorities and is regulated by Australian Skills Quality Authority (ASQA). We provide a learning environment in which education and culture go hand in hand, as it seeks to develop the full potential of each student.

 

We provide state of the art professional training facilities to give students the maximum comfort and friendly atmosphere to complete their training.  All our courses lead to nationally recognised certificates and/or statements of attainment recognised by employers and professional bodies.

Baxterinstute

Baxterinstute

Baxter Institute is a government – accredited, registered training organisation, located in the heart of Melbourne – just across the road from Flinders Street Station.

Baxter Institute is proud of its reputation as a leader in vocational training, with modern facilities, cutting – edge equipment, and professional staff who demonstrate a level of expertise and excellence that few institutes can match and many aspire to.

Baxter Institute’s training departments include: Dental,TechnologyAutomotiveBakeryFabricationBusinessEnglishInformation,TechnologyAccounting,Beautyand Hairdressing.

All training at Baxter Institute is focused on getting students work-ready. This is achieved by combining the extensive training experience that Baxter brings to most of its training departments with an impressive array of commercial platforms enabling students to gain valuable industry experience. These facilities include a commercial hair and beauty salon, bakery, cafe, automotive workshop, industry placements and work experience agreements.*

Extra-curricular events within Baxter, as well as competitions against other schools and commercial businesses (such as World Skills) give Baxter students exposure to competitive, high pressure environments so that they can become more confi dent and ultimately more ready for work.

Baxter Institute has domestic Australian students as well as a diverse mix of students from many regions and cultures including Asia, Latin America, Europe and
the subcontinent. Baxter Institute’s unique training method is enhanced by its promotion of cultural diversity, mutual understanding, and international friendship within the student population.

Baxter Institute’s certificate and diploma courses are government accredited and CRICOS registered, allowing international and domestic students to study with peace of mind. There are a variety of short courses to take advantage of related to the hair, beauty, bakery and automotive industries. Other short courses for specific purposes including First Aid, IELTS preparation and welding are also available. Students enrolled in short courses can enjoy great flexibility with the opportunity either to follow a set study program or tailor a course to suit their own special needs.

Our training method is suited to students who have been dissatisfi ed with the traditional approaches to education and are looking for a more dynamic style of learning. We encourage students who have been out of learning institutions for some time and are looking for an opportunity to achieve fi nancial independence through learning an applied trade. We also recognise prior learning and can tailor a course to suit you abilities. To ensure the highest standards in teaching we
operate according to a strict code of practice with a comprehensive grievance policy, refund system and governance policies.

The excellence and professionalism of Baxter Institute’s training, in conjunction with flexible payment plans, flexible start dates and flexible timetables, will ensure that there is a course suitable for any student with special needs. This will also make it easier to study if students choose to have a part time job. All of these factors are intended to produce the best educational outcomes for our students.

As it can be seen, Baxter Institute’s curriculum is focused primarily on practical application. The goal of all training is to get students into the workforce as soon as possible. At Baxter Institute we look forward to helping you create the greatest opportunity for a successful career.

澳大利亚移民的6大福利制

澳洲房产在中国是一门很热的产业,很多的中国人都会去选择澳洲房产投资,更有很多的中国人想移民澳洲,澳洲目前已成为众多移民国家中的首选之地之一。2013年的最新数据显示,在澳洲的移民中,中国移民人数排在第三。下面让我们来看看澳洲移民的福利制度。

1.免费医疗保险

澳洲的医疗保健计划可分为两种:政府和私人。

凡是澳洲的永久居民,都受到政府医疗保健计划的保障,政府支付全部或大部分的医疗费用。澳洲于1984 年实施全面健康保险,由政府负担绝大部分医疗保健费用。

澳洲有两种类型的医院:一为纳税人出资,由州政府经营管理的公立医院,另外一种为私人出资经营的私人医院。尚若在公立医院接受治疗,则政府支付100%的费用。您也可选择贵族化的私人医院,但您必须负担超出健保的差额。

全民健保提供了高水准且免费的医疗服务,但有部分医疗是要自费的,例如:装假牙、配眼镜、心理治疗、健康检查。

目前澳洲和新西兰、英国、瑞典、意大利、马尔他有医疗互惠协定,所以持澳洲医疗保健卡 “medicare”,到上列国家旅游仍可享受免费的医疗保障。

2. 高等教育无息贷款

大学学费是无息政府贷款,毕业后找到工作再偿还,贷款没有利息,并且如果没有达到政府规定的最低工资标准,则不需偿还贷款。

3. 分娩津贴

每分娩一个孩子,可一次性得到5,000 澳币的分娩津贴,以帮助为新生儿添置生活用品。孩子出生后,每个月可以领取固定的奶粉金;18 岁前,享受福利部的小孩津贴;18 岁后,享受学生津贴。

4. 教育津贴

澳洲实行12年的免费义务教育,孩子从小学到高中学费全免。

5. 失业救济金

在澳洲,凡因非罢工而暂时失去工作的人,只要证明本身仍有工作意愿及工作能力,且年龄必须满18 岁以上,男性64 岁以下,女性59 岁以下,皆可向社会福利局申请失业救济金。

失业救济金每2 周发放一次,每两周约330 澳元/人。凡在工作年龄内, 有工作能力, 愿意工作而找不到工作的人均可以领取,但新移民要等两年才有资格申领。

6. 养老金

养老金为当地政府规定企业缴纳的基金。按照澳法律规定,公司须按员工工资的8%缴纳。

凡男性年满65 岁,女性年满60 岁以上,且在澳洲累计居住满10 年以上的老人,每月都可收到政府寄来的养老金支票。养老金每年按物价指数调整,现时大约每月600 澳元左右。此外,老年人可享受免费搭乘交通工具,大部分游乐场所也以半价优待老人。

能否领取养老金或领取多少是根据有关人的收入、资产而定的,同时还要满足居住条件的要求。在澳大利亚领取养老金的居民同时还可以得到优惠的医疗药品和其他卫生保健待遇。政府对享受养老金者提供的其他优惠包括减收交通费、地方税、电费和汽车注册费等。