澳大利亚移民的6大福利制
澳洲房产在中国是一门很热的产业,很多的中国人都会去选择澳洲房产投资,更有很多的中国人想移民澳洲,澳洲目前已成为众多移民国家中的首选之地之一。2013年的最新数据显示,在澳洲的移民中,中国移民人数排在第三。下面让我们来看看澳洲移民的福利制度。
1.免费医疗保险
澳洲的医疗保健计划可分为两种:政府和私人。
凡是澳洲的永久居民,都受到政府医疗保健计划的保障,政府支付全部或大部分的医疗费用。澳洲于1984 年实施全面健康保险,由政府负担绝大部分医疗保健费用。
澳洲有两种类型的医院:一为纳税人出资,由州政府经营管理的公立医院,另外一种为私人出资经营的私人医院。尚若在公立医院接受治疗,则政府支付100%的费用。您也可选择贵族化的私人医院,但您必须负担超出健保的差额。
全民健保提供了高水准且免费的医疗服务,但有部分医疗是要自费的,例如:装假牙、配眼镜、心理治疗、健康检查。
目前澳洲和新西兰、英国、瑞典、意大利、马尔他有医疗互惠协定,所以持澳洲医疗保健卡 “medicare”,到上列国家旅游仍可享受免费的医疗保障。
2. 高等教育无息贷款
大学学费是无息政府贷款,毕业后找到工作再偿还,贷款没有利息,并且如果没有达到政府规定的最低工资标准,则不需偿还贷款。
3. 分娩津贴
每分娩一个孩子,可一次性得到5,000 澳币的分娩津贴,以帮助为新生儿添置生活用品。孩子出生后,每个月可以领取固定的奶粉金;18 岁前,享受福利部的小孩津贴;18 岁后,享受学生津贴。
4. 教育津贴
澳洲实行12年的免费义务教育,孩子从小学到高中学费全免。
5. 失业救济金
在澳洲,凡因非罢工而暂时失去工作的人,只要证明本身仍有工作意愿及工作能力,且年龄必须满18 岁以上,男性64 岁以下,女性59 岁以下,皆可向社会福利局申请失业救济金。
失业救济金每2 周发放一次,每两周约330 澳元/人。凡在工作年龄内, 有工作能力, 愿意工作而找不到工作的人均可以领取,但新移民要等两年才有资格申领。
6. 养老金
养老金为当地政府规定企业缴纳的基金。按照澳法律规定,公司须按员工工资的8%缴纳。
凡男性年满65 岁,女性年满60 岁以上,且在澳洲累计居住满10 年以上的老人,每月都可收到政府寄来的养老金支票。养老金每年按物价指数调整,现时大约每月600 澳元左右。此外,老年人可享受免费搭乘交通工具,大部分游乐场所也以半价优待老人。
能否领取养老金或领取多少是根据有关人的收入、资产而定的,同时还要满足居住条件的要求。在澳大利亚领取养老金的居民同时还可以得到优惠的医疗药品和其他卫生保健待遇。政府对享受养老金者提供的其他优惠包括减收交通费、地方税、电费和汽车注册费等。
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