墨尔本留学移民 澳洲男人每月要挣多少钱, 才能养得起不上班的老婆?

现在社会都是男女各撑半边天,当然也有幸运屌丝赢取白富美直接走上人生巅峰的…..家家不同。但男士们,你们内心那种男子汉大丈夫顶天立地的情怀还在吗?是否也曾幻想过靠自己能耐一个人扛起整个家,然后别人看你都是膜拜的?

想法总是美好的,如果在澳大利亚想要过像样的生活,让老婆可以舒舒服服在家不用上班,男人每月需要挣多少钱呢?

大家来感受一下。。。

先,想要成家立业得小有所成吧?通常从大学毕业到入职再到混出点名堂,再怎么波澜不惊也30岁了吧?

按目前澳洲政策,65岁退休,你只有35年的时间为你的梦想奋斗!那我们来研究一下,这35年内你要挣足多少钱才能让老婆孩子安心做你的后盾吧~

“挣了钱要先买个家庭的港湾吧!”

如今悉尼的房价多恐怖大家都知道,距市区30分钟车程的任意一套两房随便都在$68万以上毫不夸张,(House)的中位价更是直接爆超$100万!这里实惠点:就按$70万算吧

“代步工具也得跟上啊!”

澳洲常见的丰田SUV Prado,最低配市价也要$55,000。我们算这辆车能撑7年,一个月油费加各种停车费再低也得$115吧,保养一年至少两次哪怕你是车神没有任何刮痕也要$1,000,车辆注册费(Rego)、全险加第三方险通常要$1,500刀/年

$55000×5辆+$115×12月x35年+$1000×35年+$1500X35年=$410,800

$41.8万

(约合人民币184.86万)

“有房有车了,小磨人精也该出世了!”

养孩子那可是要花老钱了,即使政府再补贴,也要吃饭、买衣服、交保险、出去玩、孩子要办party是必须的、小孩朋友过生日也要准备礼物、兴趣班等等。有数据显示,一个中产家庭的孩子从出生到独立离家平均要花去:

$40.7万(约合人民币183万)

孝敬父母可不能忘

虽说在澳洲生活福利保障健全,老人都能享受不错的退休金,重病有免费医疗。但据澳骄哥采访在澳洲生活多年的华人家庭,他们虽不会像国内一样每月固定给双方父母生活费。但是偶尔回家看望,给老人置置新家用啊,交交foxtel电视费,买买机票让父母去旅行等等开销还是要有的。差不多平均每年可以算$3000澳币

$3000×35年=$10.05万

(约合人民币45.23万)

“娱乐旅游花费”

再忙碌压力再大我们也要放松一下,为自己减减压,带老婆浪漫浪漫,请亲友吃吃饭吧!旅游、看电影、唱唱K,平均一年少说也要$3500吧!那这样35年下来:

$3500×35年=$12.25万(约合人民币55.12万)

“你以为结束了?错!基本开销还没算呢!”

水电气网电话bill,各种管理Council fee都是要交滴!柴米油盐酱醋茶,还有什么七七八八的保险啦,自己买药的钱啦(没错澳洲是福利国家,Medicare看病免费,不过基本只管大病,包你死不了,还要等得了。小病小痛还得自己掏钱),一个家庭全部加起来一年$7200算少的了。

$7200×35年=$25.2万合人民币113.4万


终于到结算的时候了。。。

$70万+$41.8万+$40.7万+$10.05万+$12.25万+$25.2万=$200万!

按这样的花法,你的年薪应该是。。

$200万÷35≈$57142(税后)

意味着你的税前的年薪约需要

$72131

(约合人民币$32.45万)

月薪约要

$6010.9

(约合人民币27,049元)

压力山大了吧?

不过澳洲个人平均年薪约为$6万,你只要比中等收入的人再多出$1万2千多的年薪,就可以有个全职照顾家照顾你的太太,想想也不差嘛!

当然一个人压力大,不如就两个人一起打拼好了,两个人的工资来承担这些开销是不是感觉轻松多了?

本文没有计算诸如住房升值、政府退税补贴的因素,这么看来,澳洲作为最宜居的福利国家,也不是浪得虚名的。

最后,地球上的男人们:为了妻子孩子和家庭,拼搏吧

当然,前提是你要先有另一半

暂时还没有的伙伴们不必着急,澳洲是个收入分配比较公平的国家,多劳多得,只要勤奋努力,大家都可以过上有妻有房有车有娃的美好标配生活。

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